Accidental Death & Dismemberment

Accidental Death & Dismemberment (AD&D) coverage adds an extra layer of protection if life takes an unexpected turn. If an accident leads to a covered death or serious injury-such as loss of a limb, sight, or certain functions-this policy can provide additional funds on top of any life insurance you already have.

For families who still drive frequently, travel, or stay active, AD&D can be an affordable way to increase protection during those "what if" moments. Benefits can help your loved ones cover immediate living expenses, medical needs, home changes after an injury, or the costs of a sudden funeral.

We explain exactly how the coverage works, what is included, and how it fits with your existing plans, so you can decide if this added safeguard is the right step for your family.